A good recipe from the Brazilian banking industry in times of need

The world seems convulsed these days. No matter where you live, something significant is developing around you or about to burst. Brazil has not been the exception. Economic slowdown and corruption allegations involving high officers in government and the private sector, have led to massive social protests. The Panama Papers only to continue to build […]
Continue reading...

Amazon Echo’s implications for banking

EchoToday’s banking watchword is simplicity. As ludicrous as it may have sounded a couple of years ago, the difference between three taps and two has become significant, and is getting more important every day. But what if there were no taps? I've always been a bit of a tech geek, but had resisted buying the […]
Continue reading...

The iPhone, the FBI, and the lessons for bankers

With today’s news comes the interesting development that the FBI has apparently used a “tool” acquired from an unnamed third-party white hat security firm to gain access to the locked iPhone of one of the San Bernardino shooters without requiring Apple’s cooperation.  This issue had been the subject of a recent tug-of-war between Tim Cook and the US […]
Continue reading...

Liquidity management: Staying afloat in turbulent times

External ForcesLiquidity management has recently begun to assume increasing importance as four key external forces create turmoil in a historically placid section of corporate treasury. The most significant regulation affecting liquidity management is Basel III, along with others such as money market fund reform. Taken together, they’re changing the way banks structure their balance sheets and […]
Continue reading...

Getting to digital while missing the point

Digital adoption goals Mar 16Digital banking is so hot right now – for good reason. The recently published research sponsored by the Federal Reserve, Consumers and Mobile Financial Services 2016, reported that 87% of the U.S. adult population has a mobile phone and 77% of them are smartphones, up from 71% in 2014 and 61% in 2013. Admittedly, it […]
Continue reading...

The new 4 C’s of commercial lending

Asesoría-empresarial-quito-Asesoria-comercial-Quito-asesoria-online-gratis-quito-asesor-empresarial-online-gratis-asesor-empresarial-online-quito2Last week, I participated in a Finextra webinar on the topic of “Connected Credit and Compliance for Lending Growth” with panelists from ING, Vertus Partners, Misys and Credits Vision.  As I prepared for the webinar, I thought back to my first exposure to commercial lending when I worked for a large regional bank and I […]
Continue reading...

A big bank follows the wirehouses upmarket

JP Morgan Chase’s decision to double the minimum asset level (from $5 to $10 million) required for service by its private banking group underscores the effect that digitization is having on all levels of wealth management. It echoes the approach taken by the wirehouses, who (with the exception of Merrill Lynch, which has served less […]
Continue reading...

There are *exactly* 608 US firms offering banking fingerprint authentication

UpliftBiometrics are hot. Fingerprint authentication (Apple’s version is Touch ID) is one of the most common forms of biometric verification. So, quick – how many American banks let customers log on to their accounts using this method? Based on the press, you might optimistically think a few thousand, right? And, in fact, ApplePay just activated […]
Continue reading...

Money20/20 Europe – a new addition to the circuit

One of the key parts of being an analyst is attending conferences. At first it may seem like an ideal job, swanning around the world attending them (and to be frank, we’re not complaining!). In reality, they’re a very busy and critical part of our job, and choosing the right one is key. Firstly, we […]
Continue reading...

Banks are dead? Long live banks!

A few weeks ago, Zil blogged about the recent set of reports that he and I wrote on reimagining payments relationships between banks, retailers and Fintech. They were commissioned by ACI Worldwide, and the reports took a perspective of each party. Given the current focus on the topic in the industry, we highly encourage you […]
Continue reading...