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Posts Tagged ‘cards’

Last week I had the pleasure of attending BAI Payments Connect. It is one of those events that has always been on my radar but for one reason or another I never had the opportunity to go. And I was very impressed with it all, particularly with the quality of the conference sessions, which seemed […]

Mar 21st, 2014 | Filed under Banking, Retail Banking

Last week I published a new report called “Retail Payments Market in Japan: A Land of Contrasts and Opportunity” – an overview aimed primarily at those seeking to get an introduction to payments in Japan. Our clients know that we don’t publish country-specific reports that often; instead, we tend to focus on themes and topics […]

Jan 13th, 2014 | Filed under Banking, Retail Banking

In the last day or so, the news of Isis national launch (see my earlier blog) nearly got drowned by all the excitement generated by Coin. Dubbed as an answer to “Costanza wallet”, it is a single card to which you can link up to eight of your regular payment and loyalty cards. At a […]

Nov 15th, 2013 | Filed under Banking, Retail Banking

On Wednesday, July 24th, the European Commission will publish 2 widely anticipated documents. The first is the PSD II, updating the existing PSD (Payment Services Directive). The second is a new piece of proposed legislation around interchange. Interchange in Europe has long been an area of focus for the Commission, with over 30 significant investigations […]

Jul 22nd, 2013 | Filed under Banking, Corporate Banking, Retail Banking

I wanted to share the exciting news that we have just published a new report called “Using Data to Create Value for All Customers: A Case Study of Bank of America’s BankAmeriDeals Program.” As many of you know, I have been following the merchant-funded rewards (MFR) space for some time now. The scale of BankAmeriDeals, Bank of America’s online […]

Jun 14th, 2013 | Filed under Banking, Retail Banking

Last week saw a number of important developments at Google Wallet. Let’s recap what we’ve learned: Osama Bedier, the Head of Google Wallet, left the company. Google Wallet scrapped its plans to introduce a physical card to support purchases at the physical POS. Then, at Google I/O Developer conference, the company made a series of […]

May 16th, 2013 | Filed under Banking, Retail Banking

Yesterday Barclaycard launched a new service in the UK called Bespoke Offers. The website will feature a range of deals from some of the UK’s largest retailers, including Tesco, British Airways, Virgin and Starbucks. Participating merchants will be able to target offers to consumers, who will be able to select the offers they like via the […]

May 10th, 2013 | Filed under Banking, Retail Banking

I presented at the CARTES America conference in Las Vegas last week. It was a great event with many interesting conference sessions and good opportunities to network. One of the highlights for me was the opening keynote with panelists representing various merchant organisations, such as Merchant Advisory Group (MRA), National Restaurant Asociation (NRA) and The Association for Convenience and […]

May 1st, 2013 | Filed under Banking, Corporate Banking, Retail Banking

Despite increasing online-offline convergence in retailing, there is still a chasm between online and offline payments which today’s digital wallets are struggling to cross. It remains a challenge today to use secure element-based payment credentials online and cloud-based credentials at the physical POS, although various solutions to bridge the divide are emerging. The above statements […]

Nov 21st, 2012 | Filed under Banking, Retail Banking

There are so many great conferences and events throughout the year that prioritising them and deciding which ones to attend becomes a critical task for any analyst as it would be impossible to attend them all. However, no matter how well we prioritise, come September, every year most of us find ourselves travelling a lot […]

Sep 5th, 2012 | Filed under Banking, Corporate Banking, Retail Banking