Archives

Posts Tagged ‘real time’

A number of you will know that I’ve been working on real-time payments with many clients around the world, and will have seen previews of some of the information in my forthcoming reports. One chart I have shown regularly is the likely adoption curve for real-time payments. This takes a classic innovation adoption bell curve. […]

May 28th, 2014 | Filed under Banking, Corporate Banking, Retail Banking

Bob recently posted some views on the same day ACH – as always, great points, well made. Somehow, in Twittersphere, some of the comments got attributed to me, and from that some of those have got re-interpreted as me being anti real-time payments. As my daughters would say, whatever! That’s not the point of this […]

Apr 6th, 2014 | Filed under Banking, Corporate Banking, Retail Banking

So that was the week that was Sibos. Dan has already shared some of our thoughts from Sibos, but I wanted to add some additional insights and flavour. I’m going to split the posts in two. The second is a more informal view of the week. This post is more around content, and is based […]

Sep 26th, 2013 | Filed under Banking, Corporate Banking, Uncategorized

I was at International Payments Summit in London last week. I spoke on a panel on real time payments, the insights of which will be the basis of a later blog.  But here are the highlights for me: IPS may well be back I last attended IPS 5 or 6 years ago. I stopped going […]

Apr 17th, 2013 | Filed under Corporate Banking

When Citibank announced they were moving from an internally developed core system to Systematics, I wondered why a bank would take all the trouble of doing a core banking migration, but not moving to a modern real-time system. http://bankingblog.celent.com/2010/02/citis-core-migration/ The answer was that there would be too much operational risk in both moving to a […]

Nov 29th, 2012 | Filed under Banking, Retail Banking

In the theoretical world of the analyst, we think about the perfect world and the perfect solutions. Regrettably, that isn’t the world that most of our clients live in. There are legacy systems, limited budgets, time to market issues, project risk, reputational risk, etc. This helps explain why established legacy systems are continuing to sell […]

Apr 15th, 2011 | Filed under Banking, Corporate Banking, Retail Banking