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Posts Tagged ‘Small Business’

I’m attending Finovate Spring in San Francisco (Finovate.com). We’ve seen a number of great demos, and others that haven’t gone so well.  If you think of a classic consultant’s 2×2, with one dimension being strength of the idea and the other the strength of the presenter, probably the most unfortunate quadrant is the one that […]

May 15th, 2013 | Filed under Banking, Corporate Banking, Retail Banking

The small business online banking space is fraught with confusion. Banks are still struggling to understand if their customers should be placed onto consumer online solutions, dedicated small business solutions, or even corporate cash management offerings. Today, the majority of small business online banking users are running on consumer solutions. By definition, this means that […]

Nov 7th, 2012 | Filed under Corporate Banking, Retail Banking

Gareth Lodge and Zil Bareisis both blogged on the difficulties mobile payments have had at the London Summer Games over the past few weeks. I have nothing to directly add by way of personal observation, since I’ve been stuck in Atlanta the past few weeks. Gareth’s citing the widespread use of cash despite Visa’s expensive […]

Aug 16th, 2012 | Filed under Banking, Retail Banking

Celent recently completed the analysis of some small business research among a random sampling of 500+ small business owners with annual revenues up to $2.5 million. The universe of U.S. SMBs excluding those making less than $50k/year is roughly 25 million. The research underscored the centrality of check payments among small businesses – like it […]

Jul 9th, 2012 | Filed under Banking, Retail Banking

Earlier this week, Payatrader announced launching a card processing service aimed at the UK small businesss across a broad range of trades, including builders, carpet cleaners, locksmiths, pest control, window cleaners, mobile mechanics and decorators. The home service providers and traders market has been underserved by the payments community in the past and is often […]

Mar 29th, 2012 | Filed under Banking, Retail Banking

On March 5th, Bottomline Technologies and Intuit announced an interesting deal. There are two components to the deal: Bottomline acquires Intuit Financial Services commercial banking business for $20 million The two firms have formed a partnership and will work together “through cross promotions, referrals and joint sales efforts to deliver innovative solutions for financial institutions […]

Mar 19th, 2012 | Filed under Retail Banking

It’s been a really busy week on the M&A front – S1/Fundtech, Intuit/Mobile Money Ventures, and now Fiserv/Cashedge. Yesterday, Fiserv announced that it has agreed to acquire CashEdge. It’s a strategic move on the part of Fiserv and I can think of numerous reasons for the acquisition. Let’s explore a few of the areas: P2P […]

Jun 30th, 2011 | Filed under Banking, Retail Banking

Last week I headed out to San Francisco for Finovate Spring. Finovate is my favourite conference of the year for a few reasons. I actually attend the demos and am not in meetings the entire time; the demos are a short 7 minutes – more than enough time for an analyst to make a quick […]

May 16th, 2011 | Filed under Retail Banking

Conference season has concluded. After several weeks on the road, I finally hit the last stop on the fall conference circuit – The AFP Annual Conference. This popular business banking conference took place last week in lovely San Antonio, Texas. The trend of increased attendance figures continues (see my BAI Retail Delivery post here), as […]

Nov 15th, 2010 | Filed under Corporate Banking

Consumer mobile banking has already created quite a stir. Hefty marketing campaigns aimed at the consumer market are being used to promote mobile banking services. While the potential of the consumer mobile banking market is certainly attractive, little emphasis is being placed on the corporate or small business markets. This is quite surprising given the […]

Jul 30th, 2010 | Filed under Banking